There is no guarantee that the Funds will achieve their objectives.  No amount of diversification or correlation can ensure profits or prevent losses. 

RISK MANAGED EQUITY STRATEGIES FUND

A mutual fund that pursues total return from income and capital appreciation with a secondary objective of limiting risk during unfavorable market conditions.

The fund is designed to compliment and potentially enhance overall portfolio returns during periods of generally rising US equity markets, and a hedge during periods of falling price trends. The fund may fit into one of several allocation objectives: Liquid Alternatives, Risk Managed Growth, or Core Equity.

The value of securities owned by the Fund may go up or down, sometimes rapidly or unpredictably, due to factors affecting particular companies or the securities markets generally. 

RISK MANAGED GLOBAL STRATEGIES FUND

The Fund seeks to achieve above average total returns over a full market cycle with lower correlation and reduced risk when compared to traditional world indices.

The fund is designed to compliment and potentially enhance overall portfolio returns during periods of generally rising International equity markets, and a hedge during periods of falling price trends. The fund may fit into one of several allocation objectives: Liquid Alternatives, Risk Managed Growth, or Core Equity.

The value of securities owned by the Fund may go up or down, sometimes rapidly or unpredictably, due to factors affecting particular companies or the securities markets generally. 

RISK MANAGED CREDIT STRATEGIES FUND

A mutual fund that pursues total returns over a market cycle through a portfolio of long and short, risk managed credit investment strategies with a focus on US Corporate High Yield Bonds and U.S. Treasuries.

The fund is designed to compliment and potentially enhance overall portfolio returns during periods of rising prices, and a hedge during periods of falling price trends. The fund may fit into one of several allocation objectives: Alternative, Fixed Income, High Yield Bond or Core Fixed Income.

There is a risk that issuers and counterparties are unwilling or unable to make payments on securities and other investments held by the Fund, resulting in losses to the Fund.

RISK MANAGED MUNICIPAL STRATEGIES FUND

A mutual fund that pursues total return from municipal bond income and capital appreciation with a secondary objective of limiting risk during unfavorable market conditions.

The fund is designed to compliment and potentially enhance overall portfolio returns during periods of generally rising US municipal bonds, and a hedge during periods of falling price trends and/or rising interest rates. The fund may fit into one of several allocation objectives: Liquid Alternatives, Risk Managed Fixed Income, or Core Fixed Income.

Municipal bonds are subject to the risk that legislative changes and local and business developments may adversely affect the yield or value of the Fund’s investments in such securities.